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Update on Nilda

Nilda continues with the communal bank "Anna Jarvis III" and the sale of clothing. She is a responsible and kind person who is moving ahead. She is requesting a loan to buy clothes for children and adults for the approaching Christmas season. She is happy about the loan and is committed to making her payments.
View original language description ↓
La socia continúa en el banco comunal “Anna Jarvis III” y con la venta de ropa. Ella es una persona responsable y amable que sale adelante. Solicita el préstamo para comprar ropa para niños y adultos pues se están acercando la campaña navideña. Está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Nilda was born in the department of Cusco and is 28 years old. Currently, Nilda lives in the Imperial City of the Incas (Cusco, Peru). She is a responsible mother who works selling clothing. She says that she travels to the city of Desaguadero to buy merchandise and then to the city of Cusco to d... More from Nilda's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 168
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Nilda to buy clothing for children and adults.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Nilda. It was first posted on Kiva on Apr, 2011. Learn More