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Shamigul S. lives in the city of Vahdat. She is 48 years old, is married and has 5 children. She has a High School education. Shamigul has a piece of land where she grows vegetables. Once the vegetables are grown, she puts some away for her family's consumption and sells the rest on the market. In order to get good crops she needs to purchase mineral fertilizer. For this goal she wishes to obtain a loan. She plans to repay the loan within a 12 months period.

Translated from Russian by Jane Mazur, Kiva volunteer

Сафарбекова Шамигул жительница города Вахдат . Возраст 48 лет , замужем ,имеет 5 детей. Образование среднее. Шамигул занимается сельским хозяйством. Она имеет земельный участок, где выращивает овощи. Собрав урожай клиентка делает необходимые запасы для своей семьи ,а лишнее продает на рынке. Но что бы собрать качественный урожай ей необходимо купить минеральные удобрения . Для чего она и решила взять кредит сроком на 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 189
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,000
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Shamigul purchase mineral fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2008
Jul 29, 2008
Currency Exchange Loss:
Sep 15, 2009