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Norma is without a doubt a brave, hardworking woman; she says she’s humble, honest and tenacious and that she loves her husband since they both work together manufacturing concrete blocks. She guides and loves her children who don’t mind working. What’s important for her is to move her family forward. The loan she’s asked Fodemi for is to buy cement, volcanic pumice stone, gray powder and sand to manufacture concrete blocks since they are in high demand these days and it’s an opportunity not to be passed up since her product is good and well-known. Norma’s dream is to buy an industrial block maker so she can triple her current production. She’s aware that she can reach her dream but must work to do so which is why every day she gets up thanking God for one more day of life in which she can work to reach her dream.
View original language description ↓
La Sra. Norma es indudablemente una persona valiente y trabajadora, ella dice que es una persona humilde, honrada, luchadora que ama a su esposo, ya que juntos trabajan en la fabricación de bloques, guía y ama a sus hijos, no le importan trabajar, lo importante para ella es sacar adelante a su familia.

El crédito solicitado a Fodemi se lo empleara en la compra de cemento, chasqui, polvo gris y arena para la fabricación de bloques, ya que tienen mucha demanda en estos tiempos y es una oportunidad que no deben dejar pasar, ya que su producto es bueno y reconocido.

El sueño que la Sra Norma tiene es comprarse una bloquera industrial, y pueda triplicar la producción que tiene en estos momentos, esta consiente que cumplir su sueño es posible pero tiene que trabajar, y es por ello que todos los días se levanta agradeciendo a dios un día más de vida donde pueda trabajar para poder cumplir su sueño.

Additional Information

About FODEMI, a partner of World Vision International

FODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,200
    Average annual income
  • 23
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Norma to buy brick-making supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Nov 21, 2012
Currency Exchange Loss:
Nov 2, 2013