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Verónica Janeth
The communal bank “María José” meets twice a month in the parish of Picoaza in the city of Portoviejo. This place is known for being a business zone, for its traditional festivals of San Pedro and Pan Pablo, and for the happiness of its people.

Verónica lives here. She is 32 years old, married with two children of 8 and 3 years of age, with the oldest attending school. Her husband is a policeman.

Verónica has a store in her home. There she sells all types of products such as rice, sugar, oil, detergents, legumes, vegetables, fruits, and also some bazaar and stationery items. She works every day from 6:00AM until 8:00PM, and sometimes later. She has had her business for three years and it is going very well since her secret is to have everything, and thus she has gained many clients.

This loan is going to be used to stock her store. She is going to buy rice, sugar, oil, detergents, sausages, and other staples. She has been with the communal bank for one year. She is the treasurer and she likes it because the members are very responsible.

Her goals are to continue getting ahead in her business and that her store grows more each day.
View original language description ↓
El Banco Comunal María José se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar vive la señora Verónica, tiene 32 años de edad, está casada y de esta relación tienen dos hijos de 8 y 3 años de edad, el mayor estudian en escuela. Su esposo es policía.

La señora Verónica tiene una tienda en su casa, allí vende todo tipo de productos como arroz, azúcar, aceites, detergentes, legumbres, verduras, frutas, además de ciertos artículos de bazar y papelería, trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde, tiene tres años con su negocio y le va muy bien ya que su secreto es tener de todo y así ha ganado mucha clientela.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, detergentes, embutidos y otros productos de primera necesidad. Está en el Banco Comunal hace 1 año, es la tesorera y le gusta porque sus compañeras son muy responsables.

Sus metas son seguir adelante en su negocio y que su tienda crezca cada día más.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Verónica Janeth to buy rice, sugar, oil, detergents, sausages, and other staples for her home-based store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 12, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013