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Martha Yesenia
The communal bank “María José” meets twice a month in the parish of Picoaza in the city of Portoviejo. This place is known for being a business zone, for its traditional festivals of San Pedro and Pan Pablo, and for the happiness of its people.

Martha lives here. She is 34 years old, married and from this relationship has two children of 16 and 7 years of age. The oldest is in secondary school and the youngest is in primary school. Her husband works in agriculture.

Seeing that her husband does not earn enough in agriculture, she gathered together their savings that they had and with the support of one of the loans she received from the communal bank started a business selling school supplies and stationery in her home. Her business is going very well because her home is close to a school and her sales are assured. She also sells ice cream in order to earn something extra. She has been in business for five years which helps a lot when her husband does not have work.

This loan will be used to buy notebooks, pens, pencils, and other school supplies. She has been with the communal bank since the beginning and she likes it because with one of the loans she started her business.

Her goal is to continuing improving her stationery shop.
View original language description ↓
El Banco Comunal María José se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar v vive la señora Martha, tiene 34 años de edad, está casada y de esta relación tienen dos hijos de 16 y 7 años de edad, la mayor estudian en colegio y el menor en la escuela. Su esposo se dedica a la agricultura.

La señora Martha al ver que su esposo no gana mucho en la agricultura recogió todos sus ahorros que tenia y con la ayuda de uno de los créditos que recibió del banco comunal puso un negocio de venta de útiles escolares y papelería en su casa, a su negocio le va muy bien ya que su casa queda muy cerca de un colegio y con esto sus ventas están aseguradas, en la actualidad también está vendiendo helados con lo cual se gana algo extra, tiene cinco años con este negocio el cual les ayuda mucho cuando su esposo no tiene trabajo.

Este crédito lo va utilizar en comprar cuadernos, esferográficos, lápices y otros útiles escolares. Está en el Banco Comunal desde el inicio y le gusta porque con uno de los créditos empezó su negocio.

Su meta es seguir mejorando su papelería.

About Ecuador

  • $10,200
    Average annual income
  • 19
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Martha Yesenia to buy notebooks, pens, pencils, and other school supplies for her home-based stationery shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 12, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013