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Laura Monserrate
The María José Communal Bank meets every two weeks in the Picoaza parish in the city of Portoviejo, a place known for its commercial district, for its traditional celebrations of Saint Peter and Saint Paul and for the happiness of its people.

Laura lives in this place. She is 30 years old and she has a common law marriage from which she has three children, ages 9 and 2, and a 5-month-old baby. The eldest studies at school. Her spouse makes a living in his family business.

Laura and her spouse have a small restaurant outside their house in which they prepare and sell delicious ceviche made from fish and other seafood. They work every day from 6:00 to 6:00 except for Wednesday, which is their day off. They have had their business for two years and it has gone very well for them because their customers prefer them because their ceviche is delicious and their customers are happy with the customer service they give to each one of them.

She will use this credit to buy fish, plaintain chips, sodas and other supplies to prepare the food. She has been with the Communal Bank for two years and she likes it because she started her business with the first credit.

Her goals are to get ahead in her business and to give her children a good education.
View original language description ↓
El Banco Comunal María José se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar vive la señora Laura, tiene 30 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 9 y 2 años y un bebé de 5 meses, el mayor estudian en escuela. El marido se dedica al negocio familiar.

La señora Laura con su esposo tienen en las afueras de su casa un pequeño restaurante en el cual preparan y venden el delicioso ceviche de pescado y de otros mariscos, trabajan todos los días desde las 06h00 hasta las a las 18h00 menos el día miércoles que es su día de descanso. Llevan dos años con su negocio y les ha ido muy bien ya que sus clientes los prefieren porque su ceviche es delicioso y sus clientes quedan contentos con la atención que se les da a cada uno de ellos.

Este crédito lo va utilizar en comprar pescado, chifles, sodas y otros víveres para la preparación de los alimentos. Está en el Banco Comunal desde hace dos años y le gusta porque con el primer crédito empezó su negocio.

Sus metas son seguir adelante en su negocio y darles una buena educación a sus hijos.





About Ecuador

  • $10,200
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Laura Monserrate to buy fish, plantain chips, sodas and other supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 12, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013