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When Ofelia came to America from Mexico, she dreamed about doing what she loves: She wanted to own a skin care and beauty business. She later joined Mary Kay, a wholesale beauty supply company. She was drawn to it because of the product quality and the 50 percent discount on inventory purchases.

For three years now, Ofelia has worked as an independent Mary Kay consultant in Metairie, LA.

In her hometown, Ofelia learned the art of the retail sale by selling gold jewelry, which she often still sells. With the assistance of other Mary Kay consultants, Ofelia learned more about her new products and company.

Ofelia has a team of four consultants. She says the Accion Texas Inc. loan helped her business, especially considering she couldn’t receive the assistance from a traditional bank. “It’s very emotional,” she says.

Mary Kay offers Ofelia the opportunity to advance professionally. But without the Accion loan, purchasing the inventory needed to make sales would have been much more challenging.

A friend who was a previous Accion client told her about the non-profit microlender, so she applied. The Accion lending team helped her understand the application and underwriting process at every turn and she was approved for a loan. “It was great working with Accion,” she says.

The loan helps Ofelia make product information sheets and purchase inventory and miscellaneous materials to create appealing prizes for current clients. These items include bags, tissue paper, baskets and small products for current clients. Without an Accion loan, Ofelia says, “I would have been able to purchase the inventory, but it would have been hard.”

To learn more about the Mary Kay products Ofelia offers, visit her website:

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 18
    View loans »
    United States Loans Fundraising
  • $12,458,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Ofelia to purchase inventory for her skin care and beauty business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 21, 2012
Currency Exchange Loss:
Jun 17, 2013