La Granjita Group
Rosa is the President of this group. Rosa says she is a humble, hardworking, kind, and honest woman who loves her family. All of these personal qualities have earned her the appreciation and trust of her entire community, who see her as a role model.
The loan they are requesting from Fodemi is to purchase cattle and dairy cows that will produce milk for them to sell in their community so that they can obtain higher incomes. This is an opportunity for their small business to grow.
Rosa's dream is to have a cattle ranch where she can sell beef and milk, work alongside her husband, and manage to obtain more financial income so that they can improve their quality of life and give their children a good education.
La presidenta de este grupo es la señora Rosa, doña Rosa se define como una mujer humilde, trabajadora, amable, honesta y que ama a su familia, cualidades personales que le han hecho ser merecedora del aprecio y la confianza de toda su comunidad viendo en ella una mujer de ejemplo.
El crédito que están solicitando a Fodemi es para la compra de ganado, vacas reproductoras, que den leche para salir a vender a su comunidad y así obtener mayores ingresos ya que es una oportunidad de crecer en su pequeño negocio.
El sueño que doña Rosa tiene es el tener una finca de ganado donde ella pueda vender y distribuir carne de ganado y leche, trabajar junto a su esposo y poder obtener un mayor ingreso económico, logrando así mejorar su calidad de vida y brindarles una buena educación a sus hijos.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid