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Jose Arturo
Jose is 55 years old. He lives with his family. He is a man with an entrepreneurial spirit; each morning he wakes up with new ideas and dreams for how he can help his family get ahead. He has always been a responsible and honest person. The thing that is most important to him is his well being, and the well being of those close to him, in this case it would be his family.

Jose makes a living growing crops of basic grains, like beans, rice and corn; he also cultivates jocote and loroco. This is his source of income and what allows him to be responsible for his household never going without.

It makes him sad to have to go to this communal bank, because it means that he does not have the resources necessary or the sufficient capital to be able to increase his income. He has already sold a large part of his harvest, but he needs basic supplies to be able to continue with his work. It is for this reason that he approached INTEGRAL about taking out a loan. He will use the loan to buy seeds, organic and chemical fertilizers, pesticides and other supplies. He hopes that his request for help is heard so that soon he will be able to take advantage of this opportunity to continue providing his family with a better quality of life.
View original language description ↓
Jose de 55 años de edad, vive junto a su familia es un hombre muy emprendedor que cada mañana despiertas con nuevas ilusiones y deseos de superación para el y su familia. Siempre ha sido responsable y honesto lo que mas le importa es su bienestar y el de quienes lo acompañan en este caso seria su familia. Jose de dedica al cultivo de granos básicos como, frijol, arroz, maíz y también al cultivo de jocote y loroco siendo esta su fuente de trabajo y la responsable que ne su hogar no falte el pan de cada día. lamenta mucho acudir a esta institución pues sabe que no cuenta con los recursos necesario ni el capital suficiente para incrementar mas sus ganancias ya que gran parte de lo que cosecha lo vende pero necesita insumos básicos para seguir con esta labor es por eso que se acerco a INTEGRAL para solicitar un crédito y poder así comprar: semillas, abonos, fertilizantes, pesticidas, u otros espera su ayuda sea escuchada y pronto gozar de esta para que siga brindándole una mejor calidad de vida a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 664
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Jose Arturo to buy seeds, fertilizers, pesticides and other supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 15, 2012
Listed
Nov 21, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013