Jose makes a living growing crops of basic grains, like beans, rice and corn; he also cultivates jocote and loroco. This is his source of income and what allows him to be responsible for his household never going without.
It makes him sad to have to go to this communal bank, because it means that he does not have the resources necessary or the sufficient capital to be able to increase his income. He has already sold a large part of his harvest, but he needs basic supplies to be able to continue with his work. It is for this reason that he approached INTEGRAL about taking out a loan. He will use the loan to buy seeds, organic and chemical fertilizers, pesticides and other supplies. He hopes that his request for help is heard so that soon he will be able to take advantage of this opportunity to continue providing his family with a better quality of life.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
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Success!! The loan was 100% repaid