Update on Jose PatricioJosé Patricio, 38, is single and has no children. He lives in Ventanas, in the Los Rios province.
He is a member of the communal bank "Luchando Por Una Misma Causa, " which is located in Recinto La Primavera in Ventanas canton. This communal bank is made up of farmers who work in short cycle agriculture, cultivating corn and rice.
José Patricio is a farmer who cultivates corn, beans and rice. He will use this money to buy seeds and supplies and to rent land. With this help of this loan, he will be able to rent more land to cultivate. He makes his purchases in the city of Ventanas. His dream is to buy a car.
The challenges that he faces are the locust and Orosco infestations. In his free time, he enjoys playing ball.
Es Integrante de la VRC Luchando por una misma Causa, se encuentra ubicada en el recinto la Primavera, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz.
José Patricio se dedica a la Agricultura al siembra de maíz, fréjol , arroz. El dinero lo Utilizará para comprar semillas, insumos y arrendar terrenos. Con la ayuda del crédito podrá arrendar más terreno para sembrar. Las compras las realizará en la ciudad Ventanas. El sueño es comprarce un carro.
Los desafíos a los que se enfrenta son las plagas la langosta y el Orosco. En el tiempo libre le gusta jugar pelota.
Previous Loan DetailsJose Patricio is 37 years old, single, and lives alone in the canton of Ventanas in Los Ríos Province.
He is a member of the Communal Bank “Luchando for Una Misma Causa” (Fighting for a Same Cause), which is located in the neighborhood of La Primavera in the canton of Ventanas. This Commun... More from Jose Patricio's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid