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David is 30 years old. He's married and lives with his wife, who's his main priority. With this loan he intends to purchase a stud bull that displays good features so that its offspring can have the highest quality in development and meat production. In order to sustain the animals he owns a plot of land with pasture that's in good conditions for keeping them. The property has safe water for the animals to drink. What he wishes for is to be able to ensure that he'll purchase a fine, healthy bull, and that he'll get a good calf production of sufficient quality. This is the first loan he has received from FUDECOSUR. He hads't had any other loans from state-owned banks before. FUDECOSUR has provided the loan with better terms and a much lower interest rate.
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David, tiene la edad de 30 años, está casado, vive con su esposa, la cual es su mayor prioridad. Con su crédito pretende hacer la compra de un toro reproductor que reúna buenas características y que en el momento de las crías tengan las mejores cualidades de desarrollo y producción de carne, para mantener al animal cuenta con un terreno de pasto, el cual cuenta con buenas condiciones para mantener a los animales. La propiedad cuenta con agua potable para suministrarles a los animales. Lo que quiere es poder asegurarse de comprar un buen toro saludable y que tengan una buena producción de crías y de una calidad adecuada. Es el primer préstamo que he recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 39
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped David to purchase a bull.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 22, 2012
Nov 21, 2012
Currency Exchange Loss:
Mar 15, 2013