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Beatrice is 30 years old and is married with three children between the ages of 5 and 10 years old. Her business is well organized. Beatrice has a clothes selling business. She works from 8am until 5pm every day and has eight years of experience. Beatrice has requested a loan from Kiva lender Vision Finance Company in order to purchase more clothes to sell. With the profits from this loan, Beatrice will continue to pay her children's school fees and will reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 629.1
    Rwanda Francs (RWF) = $1 USD