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Nice Development Group
In this Group: Margret, Jacenta, Juliet, Sarah, Carol, Serina, Rose, Cissy
Jacenta is a single mother of four who is divorced from her husband. Jacenta is persevering and social.

To make ends meet, she started looking around for scrap because she did not have money to start any major business. So she would pick up used plastic materials, collect them together, and later take them to factories that manufacture plastics. With this, she would get paid and was able to take care of her family needs. She has even bought a small piece of land out of the proceeds from the scrap.

She will use this loan to buy more scrap (used bottles and old metals) from the local people. She dreams of building a house for herself and the children, so that she can use the money she now spends on rent to send her children to better schools, Apparently they attend universal primary education.

Additional Information

More information about this loan

This loan is part of UGAFODE's green loan program, giving Ugandan farmers the support they need to grow and process organic fruits and vegetables. Funds will be used to obtain critical resources like processing equipment, mulch and organic seedlings to reduce waste water contamination and improve consumer health. The green loan program also helps clients combat regional problems like deforestation and over-fishing.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 174
    View loans »
    Uganda Loans Fundraising
  • $32,013,100
    Funds lent in using Kiva
  • 2,628.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Nice Development Group's $1,425 loan helped a member to buy recycled plastics and old metals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Nov 21, 2012
Currency Exchange Loss:
Mar 18, 2013