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Esther is 37 years old, married, and has three children, between the ages of five and 16 years old. Esther is commonly known for her business of selling clothes and has been in this business for about eight years. She keeps her business open from 8 am until 5 pm every day.

Esther needs to request a Kiva loan via Vision Finance Company. With this loan, Esther will purchase different styles of clothes to sell in her business. With this profit from the loan, she will hopefully earn more profit. Which in turn will allow her to keep reinvesting for better financial stability and to pay for medical insurance.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 629.1
    Rwanda Francs (RWF) = $1 USD