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Update on Bertha

Bertha is a member of the “LOS DIAMANTES” communal bank in the city of Cusco – Peru. She sells primary needs products and has a small grocery store. She has been doing this for several years and it’s her main source of income for supporting her family. Bertha is asking for a loan to buy merchandise such as rice, noodles, milk, cooking oil, and carbonated drinks. She is grateful to Kiva for helping her continue and strengthen her business.
View original language description ↓
La socia es la señora Bertha, ella pertenece al banco comunal “LOS DIAMANTES” de la ciudad del Cusco – Perú. la socia continua dedicándose a la venta de productos de primera necesidad en su tienda de abarrotes. Bertha realiza estas actividades hace algunos años y estos le representa su principal ingreso económico y sustento de su familia, Bertha solicita el préstamo para comprar mercadería como arroz, azúcar, fideos, leche, aceite y bebidas gaseosas. Bertha se siente agradecida con KIVA por ayudarla con el mantenimiento y fortalecimiento de su actividad.

Previous Loan Details

This member belongs to the LOS DIAMANTES communal bank. She still has her business, a store selling groceries. She sells different types of products, such as rice, sugar, milk, snacks, and soft drinks, among others. She has spent a long time in this business, which is going well thanks to the har... More from Bertha's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Bertha to stock her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 17, 2013