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Update on Violy

Violy used her previous loan to buy a display case and merchandise to stock her business. It looks elegant, and customers are impacted every time they pass by it.

She is currently applying for a Kiva loan to buy a lot of merchandise for Christmas and the end of the year. She wants to receive her customers with up to date items and seasonal products like underwear, clothes, costume jewelry, and perfume. These are products that her customers are waiting for.

Her message to the Kiva lenders is a very grateful one because, thanks to Kiva, she have been able to benefit and increase her profits, just like other microentrepreneurs.
View original language description ↓
Violy con su crédito anterior compró una vitrina mostrador y mercancia con la que la surtió, su negocio se ve muy elegante y la clientela se impacta cada vez que pasa por él. En la actualiad está plicando a un credikiva con el cual comprará mucha mercancia navideña y de fin de año, para recibir a su clientela muy moderna y ajustada a la época con articulos como ropa interior y exterior, fantasias,y perfumería. productos por los cuales está esperando su clientela.Su mensaje a los financiadoress de Kiva es de mucho agradecimiento, porque gracias a Kiva ha podido beneficiarse y aumentar sus utilidades, tal como otras microempresarias.

Previous Loan Details

Violy, 45, lives with her spouse and two children aged 4 and 6. She has a business she started four years ago at a friend's urging because Violy needed to support her household's wellbeing. So she gradually started up and was able to get connected with two organizations that sell products providi... More from Violy's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 366
    View loans »
    Colombia Loans Fundraising
  • $16,188,475
    Funds lent in using Kiva
  • 1,816.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Violy to buy things like underwear, clothes, costume jewelry, and perfume.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Nov 21, 2012
Currency Exchange Loss:
Jun 17, 2013
This photo was used before for a previous loan for Violy. It was first posted on Kiva on May, 2012. Learn More