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Samvel is 55 years old and lives with his wife in Kapan town. He is a teacher at a local collage and is also engaged in agriculture. Together with his wife, Samvel keeps livestock, including three cows, 30 chickens and 15 bee colonies. He is applying for a loan to increase his livestock herd by buying a cow and a heifer. This larger herd will help Samvel earn more income and expand his farm in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Samvel to buy a cow and a heifer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Nov 21, 2012
Currency Exchange Loss:
Mar 18, 2014