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Banita is a 33-year-old lady living with her mother and child. She manages a tailoring shop where she sews dresses like salwars (traditional Indian dress) etc. for her customers who give orders for sewing. After her husband left her, she was burdened with her child's responsibilities so she started a tailoring shop. She earns only 5,000 INR per month from this business.

She has planned to purchase two new sewing machines so that she can enlarge her business and take orders from her customers in bulk. She has requested a loan of 20,000 INR to purchase two sewing machines and fabrics. She also wants to hire some workers to help her.

She wants her child to study in a good school and save some money for her family's future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 24
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 55.3
    India Rupees (INR) = $1 USD