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Aghavni is a teacher. She lives in Artashat village in the Ararat region with her 29-year-old son. In addition to her work at the local school, Aghavni also runs a little farm where she grows peach and apricot trees. Because her orchard is small, Aghavni sells out her harvest before winter. That’s why Aghavni has applied for this loan to purchase 3 tons of fruit, which she will freeze to sell during the winter. With the loan’s help, Aghavni and her son will be able to have a stable income and invest in the development of their farm next year.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 117
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Aghavni to pay for 3 tons of fruit to freeze and sell during the winter.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Nov 21, 2012
Currency Exchange Loss:
Dec 17, 2014