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George is from a small village in the Kareli district of Georgia. He is 21 years old, single and lives with his mother. He earns a living as a farmer, and owns a plot of land where he grows apples, tomatoes and green beans. He sells his produce in the local open market. He also runs a small dairy farm with two calves and two milk cows, and uses their milk to make products he sells locally. George works hard to set aside some savings and improve the living conditions of his family. He is requesting a loan to buy a new plot of land. He will use this additional piece of land to expand his business and grow more fruits and vegetables. He will also use a portion of the loan to cover the cost of preparing and cultivating the land. He plans to use the additional income he will earn to reinvest in his farming activities.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $7,924,775
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped George to buy a plot of land and prepare and cultivate it.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Nov 21, 2012
Currency Exchange Loss:
Jun 17, 2013