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Sakina's Group
In this Group: Sakina, Farzana, Nasreen, Kishwar, Ramzana
Sakina B., wife of M. Aslam, is the mother of five children: The first three sons got their education until 8th standard and started working in a bakery. Sakina’s daughter is married. The last son is in 12th standard. Sakina is a cook by profession. She use to make bakery materials and is famous in the society where she lives. She applied for a loan to expand her bakery business. She trained her sons in this business.

Farzana B., who is Sakina B.’s daughter in law, wants a loan for her husband who is a salesman. Nasreen B. wants a loan for her husband’s meat business. Kishwar sultana and ramzana B. want loans to buy rickshaws.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 473
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 69.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina's Group's $1,200 loan helped a member these women would like to improve their businesses to improve their lives.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2008
May 27, 2008
Currency Exchange Loss:
Jul 15, 2009