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Roxanne Joy
Roxanne Joy is 22 years old, married and has one infant child. Due to lack of job opportunities, she runs a small variety store in their village to help her husband in generating income.

She has been operating the business for almost four years and usually earns a profit of only PHP 6,000. She usually spent her income for their necessities and food supplements for her child.

She aimed to improve the business to generate a higher income. But due to inadequate capital, Roxanne Joy is asking for a loan of PHP 15,000 to buy canned goods, eggs, junk food, candies, biscuits, soap, shampoo, beverages, and seasonings for sale.

Through hard work and perseverance, she believes that she will make the business more viable and profitable in the future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $1175
    Average annual income
  • 1492
    View loans »
    Philippines Loans Fundraising
  • $56,611,950
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Roxanne Joy to buy canned goods, eggs, junk food, candies, biscuits, soap, shampoo, beverages and seasonings for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 29, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013