Joseph is 27 years old. He earns his income through the sale of crops and livestock at a small shop that he owns. He grows maize, beans, coffee, cassava, passion fruit, potatoes, groundnuts, bananas, sweet potatoes, cabbage, eggplant, avocados and mangos. He also has cows, goats, pigs, rabbits and chickens.
Joseph looks forward to becoming a Community Knowledge Worker (CKW). As a CKW he will use the materials in his business-in-a-box (smartphone, solar charging set and weighing scale) to disseminate vital agricultural information to the other members of his village. The information Joseph provides will help them to improve their crop yields and to increase their incomes.
With the additional money that he will earn as a CKW, Joseph will invest in his farming business, increasing the offerings of his store. He dreams of being an exemplary farmer for the rest of his community, so that everyone knows that they can come to him to find out things that they do not yet know about agricultural businesses.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit