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Phy's Group
In this Group: Phy, Voen, Yoem
Phy is a 51-year-old resident of the Moung Russey district of Battambang province. She is married and has five children. She has been engaged in rice farming on two hectares of farmland for 24 years to support her family. Additionally, she also plants sesame on two hectares of farmland for extra income. Phy is able to earn about 27,000 KHR per day to meet the family’s needs. Insufficient working capital is the main challenge for supporting her farming business.

Phy has had two previous loans with VisionFund and has completely repaid them. The past two loans have helped her to maintain a standard of living for her family. She has now formed a group of three to request a new loan. As the group leader, she is going to use her loan portion to buy fertilizer and pesticides for her farmland. She hopes to grow her rice healthfully and fruitfully so as to improve her living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 266
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • 4,002.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phy's Group's $700 loan helped a member to buy fertilizer and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 17, 2013