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Sopio is a 30-year-old woman from a small village in the Khashuri district. She lives with her husband and 3 children. Her husband works in the railway company and earns a monthly income. The family runs an agricultural business. In particular, they have 3 cows, a calf, and 4 pigs. They milk cows and produce cheese. Sopio owns a hectare of land, where she grows haricots (beans) and wheat. She sells the harvested products locally in an open market at a good price. She is a very hard-working woman who does her best to ensure a good harvest. Sopio requested a loan to purchase clothing for re-sale. She plans to buy clothing in Turkey and sell it among the villagers as well as in the nearby villages. That will increase the income of her family. With increased income, they will improve their living conditions. Sopio awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Sophio to purchase clothing for re- sale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Nov 21, 2012
Currency Exchange Loss:
Oct 17, 2013