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This is Liezel, 30, a resident of Tondo, Manila, Philippines. She is married to Jerome, who is employed, the father of their children. She and her husband share responsibility for attending to their young children and at the same time earning an income for their daily needs.

Liezel is a balut vendor. In the Philippines balut is well-known egg that is sold in the sidewalk. It is a duck egg that has not been hatched. Instead, it is cooked as a boiled egg with a delicious small amount of soup inside. It is a highly nutritious food that Filipinos love, especially when they feel tired, as it revitalizes their energy and strength. Se and her husband boil and sell about 450-600 balut eggs every night. They do the selling themselves to avoid the commissions of vendors who would sell it. They earn 300 PHP in sales per day.

Liezel is requesting a loan of 10,000 PHP that she will use to buy balut and quail eggs. She also has a variety store, and she will use part of the loan to buy groceries and toiletries. She expects a boost in her business income as she expands her business.

Liezel dreams of expanding her business and hopes to have a good life. She never fails to attend weekly fellowship* as it inspires her to go on with her life, no matter what are the obstacles, because she has a big God Who will never fail her.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 779
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Liezel to pay for more balut eggs, quail eggs, and items for her variety store.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Nov 21, 2012
Currency Exchange Loss:
Mar 15, 2013