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Ms Farzana is 30 years old and has been doing a hand embroidery business for five years. She makes beautiful patterns of embroidery for the people of her community. Her designs are much in demand and she has managed to gain a clientele that allows her to contribute to the expenses of her home. Farzana is a mother of four, three of whom are going to school. She needs to improve her earnings to cover the expenses of her children. For this reason, she has requested a loan of RS. 25,000 to buy reels of thread in different colors and packs of beats, sequins and stones for embellishing. In this way, she will be able to serve more customers consistently. She is hopeful of getting an increase in her income by targeting more customers. Farzana dreams of her children's bright future and desires to build her own house as she is living in a rented house with her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 96.2
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Farzana to buy reels of threads in different colors and packs of beats, sequins and stones for embellishment.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013