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Elmira lives in the city of Vahdat. She is 37 years old and is married with three children. Elmira has been a shopkeeper for more than five years. She opened her own shop three years ago and now she offers a mixed assortment of goods. Elmira is asking for a loan to buy New Year's gifts and souvenirs.
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Эльмира жительница города Вахдат. Она замужем. Ей 37 лет. У нее трое детей. Эльмира занимается торговлей более пяти лет. Вот уже три года как она открыла собственный магазин. На сегодняшний день у нее магазин со смешанным ассортиментом товара. Эльмира берет кредит для приобретения новогодних подарков и сувениров.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 191
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Elmira to buy New Year's gifts and souvenirs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 21, 2012
Currency Exchange Loss:
Aug 17, 2013