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Chanthou is a citizen from a rural area located in Takeo Province’s Samrong District where crop farming and silk weaving are common businesses to make a living. She is married and is the 35-year-old mother of two children. One of her children is at school while the other one is too young for schooling. To feed her household, she earns a living through silk weaving while her husband does rice cropping. She is able to earn up to US$12 per day from this business in which she has been working for 17 years and she can manage to save only US$3 each day for future needs.

Chanthou, who has never been with VisionFund before, is seeking her first loan of US$1,600. She is going to use this loan for her children's education, by paying the tuition fees for the four years of her son’s bachelor degree majoring in finance and banking. This loan will enable her to send her son to university and to keep him there. Chanthou hopes that her children will have a good and bright future from these academic studies and earn a better living in the future.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Chanthou to pay her son's university tuition fees.
100% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 21, 2012
Currency Exchange Loss:
Jan 17, 2015