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Sokha is a rural villager from Takeo Province's Samrong District where silk weaving is a popular business in the neighborhood. She is 48 years old and also one of the breadwinners in her family which consists of three schoolchildren (one daughter and two sons). Sokha is a silk weaver and a grocery seller in the local area while her husband is a rice farmer on one hectare of farmland to tackle the family's difficulties.

Having been engaged in this business for 25 years, Sokha is able to save up to five US dollars per day from her current business after deducting the expenses. This is Sokha's second-cycle loan with Kiva's partner, VisionFund. The previous business loan, which she successfully repaid, helped her to sustain her living conditions as well as gradually helping her business.

In this loan cycle, she is applying for an education loan of 1,600 US dollars to cover the entire tuition fees for four years for her oldest son, an 18-year-old freshman specializing in finance and banking at a local university. Sokha very much hopes that this loan will enable her to send her oldest son to university. That will also help her son to obtain a higher education background so that he can get a good job after graduation in order to support the family.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Sokha to pay university tuition fees for her oldest son.
100% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 21, 2012
Currency Exchange Loss:
Jan 17, 2015