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Leonor Concepción
In the city of Portoviejo, the capital of Manabí known for many years as the city of the true tamarinds, the members of the "Pequeños Comerciantes" communal bank meet every fortnight.

In this place lives Señora Leonor. She is 37 years old, and is married with three children who are 14, 12 and 9 years old. The older ones study at secondary school and the youngest is in primary school. Her husband sells vegetables in the local market.

In order to make some of her own money, and with this help her children with the cost of their studies, Señora Leonor sells all kinds of clothes. She sells the clothes door to door or takes orders from her customers in advance. She works three to four days a week and about four hours a day. She goes to buy her merchandise in Guayaquil, where she visits one or two times a month depending on her sales or the orders she has. She sells on credit and collects the money every week. She has had this business for 10 years and it is going very well for her.

She will use this loan to buy all kinds of clothes since at the moment she has some orders. She is a founding member of the communal bank and she likes it because it is easy to take out loans and make payments.

Her dream is to have a premises for her business.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Pequeños Comerciantes.

En este lugar vive la señora Leonor, tiene 37 años de edad, está casada y fruto de esta relación tiene tres hijos de 14, 12 y 9 años, los mayores estudian en colegio y el menor en escuela. Su esposo es comerciante de legumbres en el mercado de la localidad.

La señora Leonor para poder ganar algo por su cuenta y con esto ayudar a sus hijos con los gastos de sus estudios se dedica al comercio, vende ropa de todo tipo y su forma de venta es puerta a puerta o bajo pedidos que le hacen sus clientes con anticipación, trabaja de tres a cuatro días por semana y unas cuatro horas al día. Su mercadería la va a comprar a Guayaquil ciudad a la que viaja una o dos veces al mes de acuerdo a las ventas que haga o los pedidos que tenga. Entrega a crédito y cobra semanalmente, lleva más de 10 años con su negocio y le va muy bien.

Este crédito lo va a utilizar en comprar ropa de todo tipo ya que al momento tiene algunos pedidos. Es socia fundadora del Banco Comunal y le gusta por la facilidad para realizar los créditos y los pagos.

Su sueño es tener un local comercial.

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Leonor Concepción to buy clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013