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Update on Marleni

Marleni belongs to the “Los Diamantes” communal bank in the city of Cusco, Peru. She continues to focus on selling clothing for women, men, and children. She distributes the clothing directly and by request to her customers and businesses. Marleni has been in this business for a few years. It represents her main source of income and it’s how she supports her family. Marleni is requesting a loan to buy merchandise such as pants, jackets, polo shirts, etc. to stock up for the coming Christmas season. Marleni is grateful to Kiva for the loan that has been granted, and she pledges to make her repayments.
View original language description ↓
La socia es Marleni, ella pertenece al banco comunal LOS DIAMANTES” de la ciudad del Cusco – Perú. la socia continua dedicándose a la venta de ropa para damas, caballeros y niños, ropa que distribuye de forma directa y a solicitud de sus clientes y comercios, Marleni realiza esta actividad hace algunos años y esta le representa su principal ingreso económico y sustento de su familia, Marleni solicita el préstamo para comprar mercadería como pantalones, casacas, camisas, polos etc. para capitalizar su actividad para la próxima campaña navideña. Marleni se siente agradecida con KIVA por el crédito otorgado y se compromete a cumplir con el pago de las cuotas establecidas.

Previous Loan Details

Marleni continues to focus on her clothing-sales business, which she has run for about two and a half years. She is 28 years old and raising a 5-year-old son with her partner. She used to have a store where she sold clothing at retail. Now she focuses exclusively on selling items such as pants, b... More from Marleni's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marleni to buy pants, jackets, polo shirts, etc. for the Christmas season.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Marleni. It was first posted on Kiva on Mar, 2012. Learn More