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Virginia lives in the province of Ururbamba, in the department of Cusco. She is 42 years old. She is a widow and has three children. She belongs to the Asociación Arariwa’s “Señor de Huanca” communal bank. Her main economic activity is raising small animals such as ducks and chickens. She currently needs the loan to do some maintenance work on her house and buy stair steps. She is grateful to those who are part of this dream through the loan program. She pledges to make her repayments within the established timeframe.
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La socia vive en la provincia de Urubamba departamento del Cusco, ella tiene 42 años de edad es viuda tiene tres hijos, ella pertenece al banco comunal “Señor de Huanca” de la Asociación Arariwa. Su actividad económica principal es la crianza de animales menores como patos, gallinas y patos. En esta oportunidad requiere el préstamo para hacer mantenimiento de la casa va comprar gradas. Agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Virginia to do some maintenance work on her house and buy stair steps.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2013