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Manuela Ramos Group
In this Group: Asunta, Virginia Consuelo, Marcelina, Judi Carina, Donato Josue, Eugenia, Noemi
Good afternoon, I introduce you to the group “Manuela Ramos". It has seven members who work in a variety of areas.

Virginia is 48 years old, married, and has five children. She has been selling clothing and footwear for two years. Her dream is to expand her business so that she can better serve her customers. She has requested this loan to further invest in her business with the purchase of clothing and footwear.

The group “Manuela Ramos” is grateful to Kiva and Edaprospo for providing them the loan which allows them to expand their businesses.

Virginia is seated on the left side, wearing a brown sweater and a blue shirt.
View original language description ↓
Buenas tardes, les presento el Grupo “Manuela Ramos” conformado por 07 socios que se dedican a diversas actividades de trabajo. Virginia tiene 48 años, casada y tiene 05 hijos. Ella se dedica hace 2 años a la venta de mercadería de ropa y calzado. Su sueño de Virginia es de ampliar y hacer crecer más su negocio para poder atender mejor a sus clientes. Virginia ha solicitado el préstamo para comprar ropas y calzados para implementar más en su negocio. El grupo “Manuela Ramos” agradecen a Kiva y Edaprospo por el préstamo que les brinda y así poder crecer as en su negocio. Virginia está sentada del lado izquierdo, viste chompa color marrón y polo celeste.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 155
    View loans »
    Peru Loans Fundraising
  • $60,182,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Manuela Ramos Group's $2,150 loan helped a member to purchase clothing and footwear.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Nov 20, 2012
Currency Exchange Loss:
Apr 17, 2013