On his own initiative, with great effort and dedication, Rubén works as a supervising mechanic in a company in his city. He works every day from early in the morning, and he can work approximately eight hours. Rubén enjoys doing his job and believes it's going well for him because of his diligence and his kind treatment of others.
Rubén is very grateful to the Kiva lenders because thanks to their help he'll be able to cover the paperwork and processing expenses for his professional degree in engineering. This way Rubén will continue working and making the effort to get ahead and to achieve his big dream of having an auto repair shop and his own house.
Por iniciativa propia, con mucho empeño y dedicación, Ruben trabaja como supervisor mecánico en una empresa de su ciudad, él trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, Ruben se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Ruben se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá cubrir los gastos de la tramitación y documentación para obtener su título profesional como Ingeniero; de esta manera Ruben seguirá trabajando y esforzándose para salir adelante y así lograr su gran sueño de tener su taller mecánico y su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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