Jose, one member, is a man of character, who works very hard powered by the love of his family. It is very important to Jose to teach his children to live with values such as honesty, modesty, and responsibility. His community appreciates these values in him and he is well-respected for the sacrifices he makes to help his family get ahead. Above all, he seeks to teach his children to be good people.
Jose is requesting this loan in order to buy onion and bean seeds, as well as organic fertilizer. His land is already plowed and ready for planting. Jose is an experienced farmer who knows how to get the most out of his land.
His dream is to buy another plot of land on which he can grow other crops. By doing this, he will be able to pay for his children to go to a university so they can become professionals in the field of agriculture and contribute to the growing knowledge in this area.
Don Jose es un hombre de caracter fuerte, muy trabajador que todo su esfuerzo es por el amor a su familia. para Jose lo principal es la honradez, la responsabilidad, la humildad y estos valores los entrega a sus hijos para que sean unas buenas personas, es por esto que su comunidad lo aprecian y le respetan por todo el sacrificio que hace para sacar a su familia adelante.
El crédito solicitado a Fodemi es para la invertir en la compra de semilla de cebolla y habas, y en la compra de abono organico ya que tienen el terreno arado y listo para la siembra de estos productos, aumentando la produccion mediante el buen manejo de la agricultura.
Para Jose el sueño que se a propuesto es el comprarse otro terreno, donde pueda sembrar otros cultivos ademas de cebolla, sueña con que sus hijos entren a la universidad y sigan una profesion de agronomia para que ayuden en la agricultura, y dar la educacion a sus hijos para que aprendan a ser unos buenos seres humanos.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid