Anibal Ramón is 31 years old, he is single and he has a 12-year-old son. They live in Ventana, in the Los Ríos province.
He is a member of Avanza Community Bank, whose members are farmers and all live in the Agua Frías community, where most of them grew up; the majority of them are farmers or livestock breeders.
Anibal Ramón is a farmer, and he plants corn; on top of this he also breeds chickens and pigs. He is requesting a loan to buy supplies, urea, weed killers and manure. Thanks to this loan his crops will keep on improving.
He will buy the supplies in the town of Ventanas. The challenges he had to fare are blight and succeeding in travelling by plane, thus making his biggest dream come true.
He aims at increasing his production to improve his income. In his free time he likes caring for his crops.
Anibal Ramón tiene 31 años de edad es soltero tiene un hijo de 12 años de edad, vive en Ventanas Provincia de los Ríos-
Es integrante da la VRC AVANZA sus miembros se dedican a la Agricultura todos viven en el Sector del Recinto Agua Frías, prácticamente se han criado en esa zona, se dedican a Labores agrícolas u pecuarias en su mayoría.
Anibal Ramón se dedica a la agricultura a la siembra de maíz, además se dedica a la crianza de gallinas y cerdos. Solicita el crédito para comprar insumos, urea, líquido mata maleza, abonos. Con la ayuda del crédito podrá seguir creciendo con los cultivos.
Las compras las realizará en la ciudad de Ventanas Los desafíos a los que se enfrenta son las plagas y cumplir el sueño de viajar en avión.
El sueño es aumentar la producción para mejorar los ingresos. En el tiempo libre le gusta cuidar los cultivos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!