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Victor Ceferino
Communal bank member Victor Ceferino is 49 years old. He is married and has four children. He has a business where he sells natural medicines for health and vitamins. He sells them as a walking vendor, taking them to his friends and to the public in general. He works from 8 am to 5 pm. He has had this business for 5 years and it is going very well for him. His dream is to have a shop where he can sell natural products and vitamins. He is applying for the loan to buy vitamins and natural medicines.

He is happy about the loan and promises to make his payments.
View original language description ↓
El socio Victor Ceferino tiene 49 años de edad,casado y tiene 4 hijos,el socio se dedica al ngeocio de venta de medicinas naturales para la salud y vitaminas,el socio vende en forma ambulatoria llevando a sus amigos y publico en general,el socio trabaja desde 8:00 a.m ahsta las 5:00 p.m,el socio se dedica a este negocio 5 años y le va muy bien,el sueño del socio es tener un local donde pueda vender los productos naturales y vitaminas.El socio solicita el credito para comprar vitaminas y medicinas naturales.

El socio esta feliz con el credito y se compromete a cumplir los pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Victor Ceferino to buy vitamins and natural products to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 15, 2013