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Zoila Rosa

Update on Zoila Rosa

This member continues to sell folk-art. She has been in business for a while and her business is going well, thanks to the hard work that she puts into her business each day. She sells caps, blankets, polo shirts and sweaters among other items. At the same time she sells crafts made of clay. She works from 8am until 6pm. She is a hardworking and responsible worker. This is how she progresses with her family. She is asking for this loan in order to buy merchandise such as alpaca sweaters, polo shirts and blankets for her business.
She is happy to have this loan and promises to pay her payments on time.
View original language description ↓
La socia continua dedicandose al negocio de venta de artesania,la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia vende lo que son gorros, chompas, polos,mantas entre otros,a la vez la socia continua realizando trabajos de arcilla ,ella trabaja desde las 08:00am hasta las 06:00pm,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el credito para la compra de mercaderia como chompas de alpaca, polos y mantas para su negocio.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

The member continues with her craft business, selling caps, blankets, polo shirts and sweaters, and also making clay crafts. She works from 8:00 a.m. to 6:00 p.m. and through her business is able to get ahead. Her goal is to expand and improve her craft business; and she is requesting a loan ... More from Zoila Rosa's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $58,906,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zoila Rosa to buy merchandise for her business such as alpaca sweaters, polo shirts and blankets. L.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 15, 2013
This photo was used before for a previous loan for Zoila Rosa. It was first posted on Kiva on Jul, 2012. Learn More