Update on Alcesido NorbertoAlcesido Norberto is 50 years old, in a committed relationship, and has one son. He lives with his partner and son in the city of Ventanas in the Los Ríos province.
He is a member of the Jerusalen Communal Bank located in El Caimito I, belonging to the Puerto Pechiche parish, in the Pueblo Viejo canton. The members of this group work in short-cycle agriculture, sowing corn, rice, and gandul beans.
Alcesido Norberto has earned a living as a farmer growing corn and rice since he was quite young. He is seeking the loan to purchase seeds, insecticides, urea, and liquid weedkiller and to pay the day laborers. With the help of the loan he can buy seeds and fertilizers for the crops. He will buy and sell in the city of Ventanas in the province of Los Ríos. The challenges he faces are crop infestations, disease, and bad weather.
His dream is to buy land to stay in farming. In his spare time he likes to play hard-surface soccer, go on outings and shop. He is very appreciative of the help afforded by the previous loan because he was able to buy what he needed for the crops and to improve his family's income.
Es integrante da la VRC JERUSALEN, se encuentra ubicada en el recinto el Caimito I, perteneciente a la parroquia Puerto Pechiche Cantón pueblo Viejo, Esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol Gandul.
Alcesido Norberto se dedica a la agricultura a la siembra de maíz, arroz desde muy joven. Solicita el crédito para comprar semillas, insecticidas, urea, líquido mata maleza y pagar a los jornaleros. Con la ayuda del crédito podrá comprar semillas, fertilizantes para las siembras. Las compras y las ventas las realizará en la ciudad de Ventanas Provincia de los ríos. Los desafíos a los que se enfrenta son las plagas y el mal clima.
El sueño es comprar terreno para seguir en la agricultura. En el tiempo libre le gusta jugar indor ir de paseo, ir de compras. "Esta muy agradecido por la ayuda del anterior crédito porque pudo comprar lo necesario para las siembras y mejorarón los ingresos para la familia."
Previous Loan DetailsAlcesido Norberto is 49. He is in a common-law marriage and has one 14-year-old child. They live together in the Ventanas canton of the Los Rios province. The Jerusalen Communal Bank is located in El Caimito, belonging to the Puerto Pechiche parish, in the Pueblo Viejo canton. The members of thi... More from Alcesido Norberto's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid