Joseph is a resident of Kongowea, Kenya. He is a married businessman who carries out the transport of goods and people through a public service vehicle; this is a trade he has run for five years.
He learned of Milango from a friend two years ago and joined in order to access funds. He is applying for a loan of 104,750 Kenya shillings to service the vehicle.
The only challenge in the business is the high cost of spare parts and fluctuating fuel prices, but Joseph is determined to carry out his operations well because he believes that it is from such a venture that he can provide for the basic needs of his family. His future ambition is to be able to purchase a larger public service vehicle.