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Eusebia Maria

Update on Eusebia Maria

Eusebia María is fifty-one and lives with her husband and daughter in the town of Ventanas, in Los Ríos Province. She is a member of VRC JERUSALEN which is situated in Recinto Caimito I, in Puerto Pechiche parish, in the Pueblo Viejo region. This solidarity group specialises in the cultivation of short-cycle crops, such as corn, rice and pigeon peas. Eusebia María has been growing corn and rice for 15 years. The loan which she is applying for will enable her to buy seeds, insecticide, urea (a liquid for controlling pests) and fertiliser for her crops. She will do her buying and selling in the town of Ventanas, in Los Ríos province. She has to face the twin challenges of pests and bad weather. Her dream is to buy herself a car and see her daughter complete her schooling. In her free time she likes to chat with her family.
View original language description ↓
Eusebia Maria tiene 51 años de edad es casada tiene una hija, vive con el esposo y con la hija en la ciudad de Ventanas Provincia de los ríos.

Es integrante da la VRC JERUSALEN, se encuentra ubicada en el recinto el Caimito I, perteneciente a la parroquia Puerto Pechiche Cantón pueblo Viejo, Esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol Gandul.

Eusebia Maria se dedica a la agricultura a la siembra de maíz, arroz desde hace 15 años. Solicita el crédito para comprar semillas, insecticidas, urea, líquido para convatir las plagas.

Con la ayuda del crédito podrá comprar los fertilizantes para las siembras. Las compras y las ventas las realizará en la ciudad de Ventanas Provincia de los ríos.
Los desafíos a los que se enfrenta son las plagas y el mal clima. El sueño es comprarse un carro y ver a la hija terminar los estudios. En el tiempo libre le gusta charlar con la familia.

"Esta muy agradecida por la ayuda del anterior crédito porque pudo comprar lo necesario para las siembras y mejorarón los ingresos para la familia."

Previous Loan Details

50-year old Eusebia María is married and has a daughter. She, her husband, and their daughter live in Ventanas Canton, in Los Rios Province.The V.R.C. Jerusalen is located in the Caimito area, belonging to the Puerto Pechiche Parish in the Pueblo Viejo Canton. This area is dedicated to short-cycl... More from Eusebia Maria's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $24,104,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Eusebia Maria to buy seeds, insecticide and urea, a liquid for controlling pests.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 30, 2012
Listed
Nov 21, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013