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Dairon Ezequiel

Update on Dairon Ezequiel

Dairon Ezequiel is 26 years old, married with one son, and lives with his wife and son in the city of Ventanas in los Ríos province. He is a member of the JERUSALEN communal bank located in the El Caimito area, in Puerto Peniche parrish, in Pueblo Viejo canton. The members of this group make a living in short cycle agricultural work, growing corn, rice, and gandul beans.

Dairon Ezequiel has made a living by growing corn and rice for eight years. He asks for the loan to buy seed, insecticide, urea, liquid weed killer, and to pay the laborers. With the help of the loan he will be able to buy fertilizer for his crops.

He makes his purchases and sales in Ventanas city in the los Ríos province. The challenges he faces are the plagues and poor weather. His dream is to buy a farm and grow cocoa. In his free time he likes to play indoor soccer.

He is very grateful for the help from the previous loan because he was able to buy what was necessary for his crops and they improved the income for his family.
View original language description ↓
Dairon Ezequiel tiene 26 años de edad es casado tiene un hijo, vive con la esposa y el hijo en la ciudad de Ventanas Provincia de los ríos.

Es integrante da la VRC JERUSALEN, se encuentra ubicada en el recinto el Caimito I, perteneciente a la parroquia Puerto Pechiche Cantón pueblo Viejo, Esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol Gandul.

Dairon Ezequiel se dedica a la agricultura a la siembra de maíz, arroz desde hace 8 años. Solicita el crédito para comprar semillas, insecticidas, urea, líquido mata maleza y pagar a los jornaleros. Con la ayuda del crédito podrá comprar los fertilizantes para las siembras.

Las compras y las ventas las realizará en la ciudad de Ventanas Provincia de los ríos. Los desafíos a los que se enfrenta son las plagas y el mal clima.

El sueño es comprarse una finca y sembrar cacao. En el tiempo libre le gusta jugar indor.

"Esta muy agradecido por la ayuda del anterior crédito porque pudo comprar lo necesario para las siembras y mejorarón los ingresos para la familia."

Previous Loan Details

Dairon Esequiel is 24 years old and has a common-law relationship. He lives with his wife, parents and son in Ventanas canton, in los Ríos province. The JERUSALEN community bank is located in El Caimito, in Puerto Pechiche parish, in Pueblo Viejo canton. The members of this bank work in shor... More from Dairon Ezequiel's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Dairon Ezequiel to buy seed, insecticide, urea, liquid weed killer, and to pay the laborers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 30, 2012
Nov 20, 2012
Currency Exchange Loss:
Aug 17, 2013