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Liana is a 25-year-old woman who lives in the Agarak region with her parents. She is the only breadwinner in the family. She runs a farm where she grows apricot, peach, blood orange, pomegranate and fig trees. She also keeps a cow, but has no capital to acquire more livestock; that’s why she has applied for this loan. With the requested amount Liana plans to purchase one more cow and a calf. This will increase her income and will give her an opportunity to expand the business in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 86
    View loans »
    Armenia Loans Fundraising
  • $12,647,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Liana to purchase one more cow and a calf.
71% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 11, 2012
Nov 20, 2012
Currency Exchange Loss: