Janet S. lives in West Point. She is 32 years old, single and has two children, aged 7 and 12, who are presently in school and live at home. Janet S. is a college graduate.
For three years now, Janet S. has been involved in the sale of fashion clothes. Most interestingly, she has many customers since her business is in a very good location in the market. She is requesting a loan to buy fashion clothes (blouses, jeans, trousers, T-shirts, etc.) for her business.
She plans to expand her business, build a house, and educate her children.