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Arsen is 37 years old and lives in Vedi village of the Ararat region. He has a big family of six: a father, a mother, a wife and two children. The only income of the family comes from agriculture, and it is very difficult for Arsen to sustain the family. Arsen runs a little farm where peach and apricot trees are grown. He cultivates tomatoes and has a grape orchard as well. With the requested amount, Arsen plans to buy wheat seeds and fertilizer. Arsen hopes that increased income will give him an opportunity to cover cultivation costs as well. The loan is very important for Arsen to have stable income and meet his family's needs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 131
    View loans »
    Armenia Loans Fundraising
  • $14,328,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Arsen to purchase wheat seeds and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Nov 20, 2012
Currency Exchange Loss:
Dec 17, 2014