Lydia is 26 years old. She is divorced and has two children. She earns her income through farming. She grows maize, beans, coffee, potatoes, bananas, groundnuts, sweet potatoes, mushrooms, eggplant and cassava. She keeps cows, goats, chickens and pigs. She also has a small shop where she sells household commodities.
Lydia looks forward to becoming a Community Knowledge Worker (CKW). As a CKW, she will use the materials in her business-in-a-box (smartphone, solar charging set and weighing scale) to disseminate vital agricultural information to the other members of her village thus helping them to improve their crop yields and to increase their incomes.
With the additional money that she will earn as a CKW, Lydia will invest in her businesses. She would like to own exotic animal breeds in order to increase her family's income. She dreams of seeing her children receive a good education.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit