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Update on Nadezhda

Nadezhda lives and works in Novaya Kahovka. She works with selling a large assortment of stockings, knee-highs, and in the summer also swimsuits and wrap-around skirts. Nadezhda does not yet afford to purchase the land on which her point of sales is situated, and therefore she has to rent it from the administration of the market where she works.

Nadezhda is in need of a loan in the amount of 10,000 hryvnia in order to purchase stockings, knee-highs and socks for selling in the cold time of the year. Having sufficient sales experience, Nadezhda knows that acquiring affordable and popular goods and quickly selling them gives her a good and stable income.
View original language description ↓
Надежда живет и работает в Новой Каховке. Она занимается торговлей колготками, гольфами в большом ассортименте, а летом – купальниками и парео. Надежда пока не может позволить себе выкупить землю, на которой находится ее бутик, поэтому ей приходится арендовать землю у администрации рынка, на котором она работает.
Надежде необходим кредит в размере 10 000 гривен для того, чтобы закупить колготки, гольфы и носки для реализации в холодное время года. Имея достаточный опыт торговли, Надежда знает, что приобретенный ею доступный и ходовой товар быстро реализуется, принеся ей хорошую стабильную прибыль.

Previous Loan Details

Nadezhda is from Novaya Kahovka. She has been involved in a small entrepreneurship, selling socks, stockings and swimming suits, at one of the local markets in her native town for 16 years. The size of her working capital is 21 000 hryvnia. The current net profit is about 6 000 hryvnia. Nadez... More from Nadezhda's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Nadezhda to purchase stockings, knee-highs and socks for selling in the cold time of the year.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 20, 2012
Currency Exchange Loss:
Jun 17, 2013