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Update on Valentina

Valentina works in the clothing trade, selling knitted clothing in one of the local markets of Novaya Kahovka. She has her own boutique kiosk and leases land from the market administration -- this is always an additional cost of business. Valentina has been working in this area for 17 years.

Valentina plans to buy autumn knitted clothing, namely jackets, sweaters, skirts, and dresses for the sum of 10,000 hryvnia.
View original language description ↓
Валентина работает в сфере торговли одеждой, реализуя трикотажную одежду на одном из местных рынков Новой Каховки. У нее – собственный бутик, землю арендует у администрации рынка – это всегда дополнительные расходы в бизнесе. В этой сфере Валентина работает уже 17 лет.
Валентина запланировала закупку осенней трикотажной одежды, а именно кофт, свитеров, юбок и костюмов на сумму в 10 000 гривен.

Previous Loan Details

Valentina is divorced. She is an entrepreneur from Novaya Kahovka. She sells women's knitted clothing at one of the local markets. She leases her retail space land from the market administration, but owns her kiosk. Valentina has been in this business for 17 years. She needs a loan in the am... More from Valentina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Valentina to buy autumn knitted clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Nov 20, 2012
Currency Exchange Loss:
May 17, 2013