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Elsa is 61 years old and married with five children. Elsa works very hard to provide for them.

Elsa runs a general store in the Philippines and requested a PHP 29500 loan through NWTF to purchase more groceries to sell at her store.

Elsa has been in this business for 25 years and sells a variety of items such as snack foods, canned goods and other groceries.

In the future Elsa would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1871
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Elsa to purchase more groceries to sell at her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 20, 2012
Currency Exchange Loss:
May 17, 2013